Take control of your financial future by becoming an owner-occupant landlord.

Owning and living in a multi-family property while renting out the other units is a time-tested strategy that can dramatically reduce your housing expenses, build equity, and create reliable income. If you're tired of watching your savings shrink due to inflation, or if you're looking for a smarter way to retire or invest, this approach could be your solution.

"In 2021, I transitioned into retirement and chose to live in one of my rental properties. That single decision reduced my cost of living, protected me against inflation, and gave me the stability I was looking for. Now, I help others do the same."

-- Craig Aberle, Real Estate Investor & Consultant

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One-on-One Real Estate Consulting

Owner-Occupant Landlord Consulting — $250/hour

With over 25 years of hands-on experience, I provide customized, actionable guidance to help you:

Identify the right property in your local market
Understand your financing options and secure the right mortgage
Analyze cash flow and rental potential
Prepare for legal and tax obligations
Troubleshoot tenant or maintenance challenges
Develop a long-term exit strategy

This is more than just theory. This is a real, time-tested blueprint based on decades of personal investing experience in states including NJ, PA, FL, and CO—covering rent-controlled units, Section 8 housing, tax liens, foreclosures, and condo conversions.

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Is This For You?

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Is This For You? ⋆

Consulting Services — $250/hour

Property Analysis

Choosing the right property is the foundation of your success. I’ll help you evaluate multi-family properties based on location, rental potential, price, condition, and long-term appreciation. Together, we’ll identify opportunities that align with your goals—whether you're looking for steady income, low-maintenance ownership, or future resale value.

Cash Flow Planning

Understanding your monthly numbers is key to financial independence. I’ll guide you through detailed projections of income vs. expenses—including mortgage, taxes, insurance, and maintenance—so you know exactly what to expect. Our goal is to ensure your property not only pays for itself but also generates positive cash flow over time.

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Maintenance Planning

Avoid costly surprises with a proactive maintenance strategy. I’ll help you create a plan to manage repairs, seasonal upkeep, and tenant responsibilities. From choosing reliable contractors to setting up a maintenance schedule, you’ll be prepared to keep your property in great shape while minimizing stress and unexpected expenses.

First-Time Buyers

If you're buying your first home, becoming an owner-occupant landlord can help you build equity faster while lowering your monthly housing costs. Instead of stretching your budget to afford a single-family home, you can invest in a multi-unit property where tenants help pay the mortgage. It’s a smart, financially sound way to step into homeownership and start building long-term wealth.
Retirees

Retirement should be about freedom, not financial stress. As a retiree, living in a property you own while renting out other units gives you consistent monthly income, reduces your living expenses, and protects your nest egg from inflation. It’s a practical, hands-on approach to creating financial stability without relying solely on Social Security or retirement accounts.
Adults Downsizing

Looking to simplify your life while boosting your financial position? Downsizing into a multi-family property allows you to cut back on space—but not on income. You live in one unit, rent the others, and enjoy a more manageable lifestyle that still builds equity and provides income. It’s a win-win for adults looking to transition smartly into the next phase of life.